Economy
2018
Banking in India
Basic Economic Terms

Which one of the following statements correctly describes the meaning of legal tender money?

D.The metallic money in circulation in a country
A.The money which is tendered in courts of law to defray the fee of legal cases
B.The money which a creditor is under compulsion to accept in settlement of his claims
C.The bank money in the form of cheques, drafts, bills of exchange, etc.

Correct Answer: Option B

Legal tender refers to any official medium of payment recognized by law that can be used to settle a public or private debt, or meet a financial obligation.

In virtually every country, the national currency serves as legal tender.

A creditor is legally bound to accept legal tender when offered as repayment for a debt.

Cheques are not legal tender because a party can refuse them as a mode of payment.

Hence, option B is the correct definition of legal tender.